These keto coconut flour chocolate chip muffins are soft, tender, sugar-free muffins made with coconut flour, cream cheese, sour cream, and sugar-free chocolate chips.
They have all the comfort of a classic chocolate chip muffin without the sugar, gluten or nuts.
If you've baked with coconut flour before, you already know it behaves very differently from almond flour.
It is highly absorbent, which means it needs plenty of eggs and moisture to create the right texture.
That is exactly why this recipe uses cream cheese, butter, sour cream, and eggs to give these muffins a soft, cake-like crumb instead of a dry or crumbly one.
These low-carb chocolate chip muffins are perfect for breakfast, brunch, an afternoon treat, or even as a simple keto dessert. At only 1.5 net carbs per muffin, they are a great way to enjoy something sweet while staying on track.
I have an entire collection of keto muffin recipes you may want to check out.
Why This Low-Carb Coconut Flour Chocolate Chip Muffins Recipe Works

- Great for meal prep: These muffins store well in the refrigerator and can also be frozen.
- Made with coconut flour only: Perfect for anyone who prefers a nut-free keto muffin option.
- Low in carbs: Each muffin has only 1.5 net carbs.
- Sugar-free and gluten-free: A great choice for those avoiding sugar and wheat.
- Moist and tender texture: Cream cheese, butter, sour cream, and eggs help balance coconut flour's absorbency.
- Bakery-style muffin tops: Starting the muffins at a higher oven temperature helps them rise and create a nice rounded shape.
Ingredients & Tools Needed

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The following is a list of materials and ingredients you will need to bake your keto muffins:
Tools
- Sifter to sift the almond flour
- Mixing bowl
- Electric stand mixer or hand mixer
- Cupcake liners
- Muffin or cupcake tin
Ingredients
- Eggs
- Full-fat cream cheese
- Unsalted butter
- Granulated sugar substitute
- Vanilla extract
- Coconut flour
- Baking powder
- Sea salt
- Full-fat sour cream
- Sugar-free chocolate chips
Why Coconut Flour Works So Well In This Keto Muffin Recipe
Coconut flour is naturally low in carbs, gluten-free, and high in fiber, making it a great option for keto baking. However, it is also very absorbent, which means you cannot swap it evenly with almond flour or traditional flour.
In this recipe, the eggs, cream cheese, butter, and sour cream help give the muffins structure and moisture. The result is a thick, fluffy batter that bakes into soft, tender muffins with just the right amount of sweetness.
Do not be alarmed if the batter looks much thicker than a traditional muffin batter. That is completely normal when baking with coconut flour.
Best Sugar Substitute For This Recipe
For these muffins, you'll want to use a granulated sugar substitute that measures cup for cup like regular sugar. Monk fruit and erythritol blends work well in this recipe.
A few good options include:
- Lakanto Monk Fruit Sweetener
- Swerve Granular
- Allulose blends
- Your favorite 1:1 granulated keto sweetener
If you use a stevia-based blend, be sure to use half the amount used in this recipe because it is a much sweeter option.
How To Make Coconut Flour Keto Chocolate Chip Muffins

Start by allowing your eggs, cream cheese, and butter to come to room temperature. This step makes a big difference because room-temperature ingredients blend more smoothly and help create a better muffin texture.
Then, preheat your oven to 400 degrees and line your muffin pans with cupcake liners. In a medium bowl, combine the coconut flour, baking powder, and sea salt, then set the dry ingredients aside.
In a large mixing bowl, beat the room-temperature butter, cream cheese, sugar substitute, and vanilla extract until the mixture is light and fluffy.
Add the eggs one at a time, scraping down the bowl several times so everything is fully incorporated.
Slowly add the dry ingredients to the wet ingredients using a low mixing speed. Scrape the bowl a couple of times to make sure there are no pockets of coconut flour left behind.
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Once the batter is fully combined, stop using the electric mixer and gently fold in the sour cream and sugar-free chocolate chips.
Be careful not to overmix at this stage. The batter will be very thick and fluffy, which is exactly what you want when baking with coconut flour.
Divide the batter evenly into the prepared muffin cups, filling each cup generously.
Bake the muffins at 400 degrees for 5 minutes, then reduce the oven temperature to 350 degrees and continue baking for another 10 to 15 minutes, or until a toothpick inserted into the center comes out clean.
Allow the muffins to cool on a baking rack for at least 10 minutes before serving.
Storage & Serving Tips
Store leftover muffins in an airtight container in the refrigerator for up to five days.
These muffins also freeze well for up to three weeks. To freeze, allow them to cool completely, then place them in a freezer-safe container or freezer bag.
To serve from frozen, let the muffins thaw in the refrigerator overnight or warm them gently in a toaster oven.
How To Get Rounded Muffin Tops
The secret to getting a nice rounded muffin top is starting the muffins at a higher oven temperature. Baking them at 400 degrees for the first 5 minutes gives the batter a quick lift.
After those first 5 minutes, reduce the temperature to 350 degrees so the muffins can finish baking evenly without overbrowning.
Since coconut flour batter is much thicker than traditional muffin batter, you'll also want to fill the muffin cups generously. This helps create a fuller muffin shape since keto muffins made with coconut flour do not rise as much as regular wheat-based muffins.
Tips For The Best Coconut Flour Chocolate Chip Muffins
- For the best results, make sure your ingredients are at room temperature before mixing. Cold cream cheese and butter will not blend as smoothly and can leave small lumps in the batter.
- Measure your coconut flour carefully. Too much coconut flour can make the muffins dry because it absorbs so much liquid.
- Use full-fat dairy for the best flavor and texture. This is not the place for low-fat cream cheese or sour cream.
- Fold in the sour cream and chocolate chips by hand so the batter stays light and fluffy.
- Allow the muffins to cool before serving. Keto baked goods often firm up as they cool, and these muffins are no exception.
Sugar-Free Chocolate Chip Options

When choosing sugar-free chocolate chips for these keto coconut flour muffins, I personally like using Lily's semi-sweet chocolate chips because they have a great chocolate flavor and melt nicely into the batter.
For a deeper chocolate taste, Lily's dark chocolate chips are another excellent option. They work just as well and add a richer flavor to every bite.
If Lily's is not available, Hershey's sugar-free chocolate chips can also be used, although the chocolate flavor is a bit milder.
Another good low-carb option is ChocZero's dark chocolate sugar-free chips. Any of these choices will help keep the carbs low while still giving you that classic chocolate chip muffin flavor.
If you prefer using mini chocolate chips, this sugar-free option is great.
Frequently Asked Questions
No, almond flour cannot be swapped evenly for coconut flour. Coconut flour absorbs much more liquid, so changing the flour would require a completely different recipe. The good news is that I already have a recipe for keto chocolate chip muffins that uses almond flour exclusively.
That is normal for coconut flour muffins. Coconut flour absorbs a lot of moisture, so the batter will look thick and fluffy instead of loose like traditional muffin batter. Resist the urge to add more liquid to the batter because it does not need it.
This recipe relies on cream cheese, butter, and sour cream for moisture and texture, so I do not recommend making it dairy-free without testing several substitutions.
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You can also visit our Amazon Store for some of our favorite keto baking tools, pantry staples, and low-carb recommendations.
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Be sure to also request our FREE Jesus and Keto E-Book: First 7 Days. We pray it blesses you.
Keto Coconut Flour Chocolate Chip Muffins (Gluten-Free)
These keto coconut flour chocolate chip muffins are soft, tender, and perfectly sweet without the sugar. Made with coconut flour, cream cheese, sour cream, and sugar-free chocolate chips, they are gluten-free, low in carbs. At only 1.5 net carbs each, they make a great keto breakfast, snack, or dessert.
Ingredients
Keto Coconut Flour Chocolate Chip Muffins
- 8 eggs, room temperature
- 8 ounces full-fat cream cheese, room temperature
- ½ cup of unsalted butter, room temperature
- 1 ¼ cups granulated sugar substitute
- 2 teaspoons of vanilla extract
- 1 ½ cups coconut flour
- 2 teaspoons of baking powder
- ½ teaspoon of sea salt
- ½ cup of full-fat sour cream
- 1 cup of sugar-free chocolate chips
Instructions
- Allow your eggs, cream cheese, and butter to come to room temperature.
- Preheat your oven to 400 degrees.
- Line 2 muffin pans with cupcake liners.
- Next, in a medium-sized bowl combine your coconut flour, baking powder, and sea salt. Set aside.
- In a large bowl, using a handheld electric mixer or a standup mixer, beat together the room-temperature butter, cream cheese, sugar substitute, and vanilla extract until light and fluffy.
- To this butter and cream cheese mixture add the 8 eggs one at a time. Making sure to scrape the bowl several times.
- To the wet ingredients, slowly add all the dry ingredients to a low mixing setting. Making sure to scrape the bowl a couple of times.
- Once the two mixtures are fully combined, stop using the electric mixer and fold in the ½ cup of sour cream and the sugar-free chocolate chips until fully incorporated, but being careful not to over-mix.
- Note that the batter will be very thick and fluffy. This is the normal texture when using coconut flour exclusively in a recipe.
- Divide the batter evenly into your prepared muffin pans, filling each cup to the brim.
- Bake the muffins for 5 minutes at 400 degrees temperature. Then, after 5 minutes reduce the temperature to 350 and bake for another 10-15 minutes. Or until an inserted toothpick comes out clean.
- Allow the chocolate chip muffins to cool on baking rack for at least 10 minutes before serving.
- Store leftovers in the refrigerator for up to five days and freeze well for up to three weeks.
Notes
In order to get the perfect round muffin, it's important to fill your cupcake tins ¾ full with the batter. Note that since this is a heavy batter, the cupcakes will not rise too much.
You will also be preheating your oven to 400 degrees then baking for 5 minutes at this temperature. After 5 minutes reduce your temperature to 350 and bake for another 10-15 minutes. This will ensure your muffins have a nice round shape.
Nutrition Information:
Yield:
12Serving Size:
1Amount Per Serving: Calories: 229Total Fat: 17gCholesterol: 82mgSodium: 78mgCarbohydrates: 2.5gNet Carbohydrates: 1.5gFiber: 1gSugar: 0.4gProtein: 6.1g





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